Roxanne Chung, Lic. Mortgage Broker at The Loan Pros Team Inc
Calculators
Mortgage Calculators
Scenario Performance Analysis
Consolidation Analysis
Streamline Savings Analysis
Qualifying Income Analysis
Year-by-Year Payment Schedule
A calculator gives you a range. We give you the approval.
Scenario received
Send Me My Numbers
Talk it through with a real officer
Products
Tools & Calculators
Run the real numbers before you commit. Five calculators built for the scenarios we see every week — investor cash flow, debt payoff, FHA streamline savings, self-employed income, and temporary rate buydowns.
Loan Options
Enter the scenario below. Press Tab to move field to field — results update instantly.
Monthly Property Expenses
DSCR Ratio
Your Current Debts
List the balances you want to consolidate — credit cards, personal loans, auto loans, medical bills.
Debt
Your New Consolidation Loan
New loan amount is set to your combined balances:
Your Current FHA Loan
Streamlines skip the appraisal and most income documentation — payment history and a net tangible benefit do the work.
New Streamline Loan
Self-Employed Income Worksheet
Enter figures straight off the returns. Non-cash deductions are added back; one-time items are removed before averaging.
One year nets negative. Many programs will use only the positive year or decline the file — we will walk through the options.
Buydown Scenario
A temporary buydown lowers the rate for the first years, funded by a seller or lender credit held in escrow.
Assumes a 30-year fixed note. The buydown is a temporary reduction — the payment steps up to the full note-rate payment at the end of the period.
What the numbers do not know
Every one of these tools runs on the inputs you type. Underwriting runs on credit, reserves, documentation, and lender overlays — the parts a calculator cannot see. Send your scenario and we will pressure-test it against real lender guidelines.
We have your numbers. will follow up with a real comparison — usually within one business day.
Next Step
We will attach your results and reply with a written breakdown. No spam, no automated account.
Attached scenario —
By submitting you agree to be contacted by about your mortgage scenario. No credit pull. No obligation.
Ready when you are
Bring the scenario you just built. and The Loan Pros Team will map the programs, pricing, and timeline that fit it.